Having a car is a dream for everyone, especially for people who already have a family. The aim is to facilitate the mobilization of family activities. For the purposes of the family, a car that has the features and specifications of qualified and can provide comfort for the family became the target of the Indonesian family.
The goal we’ll be planning the budget in accordance with our finances.
Here’s his review!
1. Check Price Car
First find out the price of the car you want and adjust to the budget you have. After that consider each of the features in the model. Compare with other models in the same price class. Then, you should also consider the purchase of the priority needs of your family.
2. Total Advances
Do not ignore the amount of the advance. Due to advances so early calculations in buying a car in installments. Advances will affect the content of our savings and the amount set aside each month installment of our monthly income. Usually a down payment of 30 percent of the selling price of the car. But it can still be negotiated with the sales person. So that the monthly expenditure is not disturbed, the number of car payments should be 10 percent of monthly income.
3. Long-Term Credit Facility
No need to wait collected more cash to buy a car, because you can take advantage of long-term credit facilities. Look for a credit facility with a term of installment long as 7 to 8 years. Long period of time can make a down payment that you spend less and less.
4. Simulation Car Purchase Plan
After figuring out the amount of down payment you’ll need, simulate and installment savings you later. The choices were varied, can be adjusted with the available budget and needs. So, you can realize your dream to own a car.